X-Payments helps Magento online merchants to achieve PCI-DSS compliance

Do you host a payment page where your customers enter credit card details?

	Yes
	No
	I don't know

You are all set and doesn't need to read further.

You are in risk of a $50.000 fine from VISA if your web-shop is not run in PCI-DSS compatible environment.
We strongly advise you to read this page till the very end.

If you want to process credit card payments on your web store pages and don't risk a $50.000 fine from VISA, solutions are as follows:

to use payment gateway hosted page (x-cart supports many integrations of that kind). In this case, on pressing 'submit order' your customers will be redirected to a payment gateway site, put all credit card information there and on completing the transaction return to your store. Thus you don't risk a $50,000 fine from VISA.
to go through a PCI-DSS certification to make your on-line business fully compliant. A part of this certification is to use PA-DSS certified payment software like X-Payments.

X-Payments is PA-DSS certified payment application, compatible with Magento. It is designed for on-line merchants, who accept credit card payments and require compliance with the Payment Card Industry Data Security Standard (PCI DSS) v1.2 standard.

X-Payments is inexpensive and straightforward solution to make Magento PCI-DSS ready:

Easily integrates via Magento Connect

Compatible with Magento community edition

Accepts credit cards on your domain

Works on any compatible web hosting

PCI DSS is a set of requirements designed to ensure that ALL companies that process, store or transmit credit card information maintain a secure environment. PCI DSS requirements apply to ALL organizations or merchants, regardless of size or number of transactions, that accepts, transmits or stores any cardholder data. See more at http://help.qtmsoft.com/index.php?title=PCI_FAQs

While processing credit card payments, X-Payments works as an intermediary between a Magento store on the one side and payment gateways and 3D-Secure systems on the other side.

X-Payments allows Magento merchants to:

you don't risk a $50,000 fine from VISA for non-compliance
allow their customers to pay for the orders with credit cards, using online payment gateways;
make their online stores compliant with the PCI-DSS standard version 1.2, which strictly recommends using only PA-DSS verified payment applications for accepting and handling credit card payments. X-Payments is PA-DSS certified;
authorize payments without actual charge upon order placing and charge later (e.g.when the order is fulfilled);
integrate with payment gateways, not supported by X-Payments out of the box using a custom made payment integration modules (supposed to be developed separately);
change design and URL of the payment information entering form to go with the design and URL of the online store.

X-Payments integrates with Magento v1.3 and newer versions and can be integrated with any e-commerce software via its application programming interface.